Card declined errors lose 10-15% of MRR. AI-powered retry timing and personalized outreach recovers 78% of declined transactions.
Generic decline messages frustrate customers. Retriev analyzes the decline reason and crafts targeted recovery approaches.
AI schedules retry around typical payday patterns. Empathy-first messaging works best.
Bank fraud rules triggered. AI prompts card update with secure link. Short, direct copy converts.
Customer needs immediate update. Fast notification with one-click card update link.
Simplest to recover. Stripe can often auto-update via network tokens. Otherwise, gentle reminder.
Smart timing, personalized messaging, and continuous learning
Stripe sends the decline code and customer data. AI analyzes the reason and customer history.
Model predicts the best time to retry based on customer payment patterns, card type, and decline reason.
Craft message based on decline type. Insufficient funds gets empathy. Lost card gets urgency. Expired card gets simplicity.
Each recovery attempt feeds back into the model. Recovery rates improve over time.
AI handles every decline type automatically. Connect Stripe and watch recovery rates climb.